These are the questions north Brevard homeowners ask most often when they call. Every answer starts with the answer.
Usually board decking, not plywood. Titusville's space-boom homes were sheathed with one-by-six or one-by-eight planks, and sixty years of heat and two or three reroofs have shrunk and gapped some of them. The older home roofing page explains what a contractor does with them once the old roof is off.
The decking is the variable. A contractor cannot see the boards until the old roof is off, so a written scope for a 1960s home prices board replacement per sheet or per board and says so up front. Ask for that line before the job starts rather than after.
Under Florida law, a carrier needs more than the roof's age to drop you. Since 2022, a carrier cannot refuse to renew solely because of roof age if the roof is under 15 years old, or if an inspection shows five or more years of useful life left. What the carrier typically asks for is a roof inspection put in writing.
Depends on the address. Inside the Titusville city limits, the City of Titusville Building Department issues the permit. Mims, Scottsmoor, Port St. John, Canaveral Groves, Sharpes, and the rest of unincorporated north Brevard go through Brevard County. The contractor files it and schedules the inspections either way.
Near open water, often. Salt air off the Indian River Lagoon attacks fasteners and cut edges first, so the spec matters more than the material: aluminum or coastal-rated coated steel, stainless or coated screws, sealed edges. The metal roofing page covers the two panel systems and where each makes sense.
Roofs permitted before March 2009 that need more than a quarter of a roof section repaired within a year have to bring the whole section up to current code, which usually means roof replacement. Roofs built to the 2007 code or later can be repaired in part. Most 1990s reroofs in Titusville fall under the older rule.
Before you touch or move anything, photograph the roof from the yard and the damage inside the house. Have the opening tarped and hold onto the tarp receipt. Next, open the claim with your insurer, then call so a storm damage contractor can put the roof's condition in writing. If someone knocks on the door with a contract, do not sign it.
What your policy pays is not something anyone on this site can tell you. A roof that wind tore open in one night is the sort of loss most policies exist to cover. Age, wear, and an old leak usually are not. On a named storm, expect a hurricane deductible, typically 2 to 5 percent of your dwelling coverage. The insurance claims page covers the steps.
If your policy was issued or renewed after January 2023, you have one year from the date of loss to report a new claim and 18 months for a supplemental one. A policy written before that may still give you the old two-year window. Check your own policy; the deadline printed there is the one that counts.
A licensed inspector fills out the state's OIR-B1-1802 form recording the roof covering and its permit year, deck nailing, roof-to-wall connection, roof shape, secondary water barrier, and opening protection. Carriers price the wind part of the premium from it. The wind mitigation page explains which items a reroof can change.
Not well. Shingle is made for water that runs off, and a low-slope Florida-room or carport roof holds water. Those sections take a membrane or a modified-bitumen roll roof, scoped separately from the pitched part. A roof repair contractor can tell you whether the seams or the slope is the problem.
North Brevard contractors work the whole corridor from Scottsmoor to Port St. John, including acreage with barns and workshops. Say on the call whether the job includes outbuildings, and whether the address is on a paved county road or a long private drive.
Contractors represent their own licensing and insurance. Roof work in Florida has to be done by a licensed roofing contractor, and myfloridalicense.com lets you check a license number before you hire anyone. Also request a certificate of insurance and a scope of work on paper.
Call (321) 490-0701. Tell the person who answers the year the house was built, what the roof is made of, where the stain or damage is, and whether water is coming in now.